Small Finance Bank License

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    Small finance bank license & Compliances

    It is mandatory for small finance banks must be registered as a public limited company under the Companies Act, 2013. Small Finance bank is considered a kind of niche banks in India. 

    Banks that hold a small finance bank (FFB) license have a right to offer basic banking services of acceptance of securities & lending. The purpose behind these to give financial formation to sections of the economy not being accepted by other banks. Like small company units, small and marginal farmers, micro and small industries and unorganized sector entities.

    Consult us for SFB license or compliance guidance.


    Benefits of Small Finance Bank Licenses

    Small Finance Banks licenses are more definitive & strict than a regular bank license, such as one provided to State Bank of India (SBI) or ICICI Bank. While small finance banks can offer basic banking activities like deposit-taking and lending. They are not permitted to set up subsidiaries. Also, the loan ticket size is very less in Small Finance Banks related to regular banks. RBI has made compulsory that the activities of promoters of small finance banks must not be mixed with banking operations.


    NBFC REgistration

    eligibility criteria for Small Finance Bank License

    The eligibility of a promoter desiring to achieve a small payment bank license as prescribed by the RBI are

    Document Required For Small Financed Bank License

    60 Minutes Strategic Planning Consultation:

    Rs. 1999/-(Now Just Rs. 999/-*)

    Click on "Book Consultation" button below to book consultation. Once you complete the booking transaction, then you will be redirected back here to schedule appointment and it will be clearly explained on that page "how you can schedule call" . 


    Manage Small Finance Bank Compliances effectively

    We specialize in simplifying the complex landscape of regulatory requirements. Our tailored strategies and expert guidance ensure that your institution not only meets but exceeds compliance standards.


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    Have Questions?
    Find Answers Here

    It is a niche bank set up to give banking to the needy financial sectors and small capital business groups and the separated population of the rural and semi-urban sector to get joined to the institutional banking sector.

    It is found based on monetary limits yes, of course, a small finance bank operates within very small limits as opposed to normal banks. But when it comes to lending and banking it also includes the right to lend and deposit like normal banks though as said scales may vary.

    No, a promoter of large business/industrial house cannot be promoter of small banks.

    Yes once the approval has been obtained from the RBI the promoter requires to set up a working and fully operational bank within 18 months. Failing to do so ends in the failure or cancelation of the approval.
    The minimum paid-up capital requirement directed by the Reserve Bank of India is 100crore rupees and a minimum of 40% of paid-up equity capital must be the first contribution of the promoter.

    SFBs are subjected to all the stated regulations by the RBI as well as those exist for commercial banks.


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